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“Third-Party Posts”
Why a Retirement Income Plan Matters More Than Your Investment Returns
Many people spend decades focused on growing their retirement savings. They watch the markets, contribute to retirement accounts, and celebrate when their balances...
The Retirement Tax Trap: Why Keeping More of Your Money Matters More Than Chasing Higher Returns
When people think about retirement, they often focus on growing their investments. They search for higher returns, the next great investment opportunity, or ways to...
The Retirement Mistake Nobody Talks About: Having a Plan But Never Updating It
Many Americans spend years preparing for retirement. They contribute to their 401(k)s, open IRAs, purchase insurance, and work diligently to build their nest egg. Yet...
Mid-Year Financial Checkup: Why June Is the Perfect Time to Reassess Your Financial Plan
As we reach the halfway point of the year, many people take stock of their health, careers, and personal goals—but often overlook one of the most important areas of...
Retirement Isn’t Just About Saving Money—It’s About Creating Income You Can Count On
For many Americans, retirement planning begins with one simple question: "How much money do I need to retire?" While building savings is important, a more critical...
7 Financial Mistakes That Can Derail Your Retirement — And How to Avoid Them
Retirement should be a time filled with freedom, confidence, and peace of mind — not uncertainty and financial stress. Yet many people unknowingly make decisions during...
Retirement Planning in 2026: Building Confidence for the Years Ahead
Retirement is no longer viewed as simply “stopping work.” For many individuals and families, retirement is about creating freedom, protecting the lifestyle they’ve...
Understanding Fixed Indexed Annuities: Balancing Growth Potential and Protection
In today’s unpredictable financial environment, many retirees and pre-retirees are searching for ways to protect their savings while still maintaining the opportunity...
Why Retirement Planning Should Start Earlier Than Most People Think
When people hear the words “retirement planning,” many immediately picture someone in their 60s preparing to leave the workforce. The reality is very different. The...
Weekly Market Commentary
The holiday-shortened week saw the end to the best 2nd quarter in six years as the S&P 500 added over $8 trillion in market value. The Semiconductor sector...
Weekly Market Commentary
Markets finished the week mixed, with a noticeable rotation out of mega-cap technology issues to healthcare, real estate, and consumer staples. Concerns about the...
Weekly Market Commentary
Happy Father’s Day to all the fathers out there. The holiday-shortened week brought gains to US equities and saw the Japanese and South Korean markets forge new...
Weekly Market Commentary
It was a hectic week on Wall Street as investors contended with heightened tensions in the Middle East, awaited the largest IPO in history, and received elevated...
Weekly Market Commentary
The S&P 500 was unable to make it a 10th straight week of gains as the market pulled back sharply late in the week amid a sense that the AI trade may have gone too...
Weekly Market Commentary
Global equity markets rallied in May and received a final boost in the final week of the month on optimism that the US and Iran were close to extending the current...
Weekly Market Commentary
Happy Memorial Day weekend, and thank you to all the brave men and women who have served our country to ensure our freedom. Markets took a step forward last week in...
Weekly Market Commentary
US equity markets finished the week mixed in volatile trade. Hotter-than-expected inflation data, coupled with increased tensions in the Middle East, sent US Treasury...
Weekly Market Commentary
Global markets hit record highs as Q1 earnings continued to exceed expectations. Despite continued tensions in the Middle East and the Strait of Hormuz effectively...
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The Look-Through Rules for Trusts
By Sarah Brenner, JD Director of Retirement Education The SECURE Act, the SECURE 2.0 Act, and subsequent regulations have brought us a complex set of rules for IRA...
The Roth Conversion Transaction Custodians Dislike
By Andy Ives, CFP®, AIF® IRA Analyst Anyone with a traditional IRA can do a Roth conversion. As long as the funds are eligible to be rolled over, they can be converted....
Does the Secure Act’s 10-Year Rule Apply to Inherited Roth IRAs?: Today’s Slott Report Mailbag
By Sarah Brenner, JD Director of Retirement Education QUESTION: Does the SECURE Act’s 10-year rule apply to inherited Roth IRAs? ANSWER: Yes, the SECURE Act’s 10-year...
Creditor Protection for Your Retirement Accounts
By Ian Berger, JD IRA Analyst How well are your retirement plan account funds protected from creditors? The answer depends on which kind of creditors you are worried...
How Your Spouse Can Impact Your Traditional IRA Deduction
By Sarah Brenner, JD Director of Retirement Education If you have compensation (or “earned income”), you can always contribute to a traditional IRA, but your...
Is there a penalty because the RMD was not taken prior to Mom’s passing?: Today’s Slott Report Mailbag
By Andy Ives, CFP®, AIF® IRA Analyst QUESTION: You recently posted an article about the “still-working exception.” Does this apply to solo 401(k) plans? Thanks, Birdie...
530A Trump Accounts: The Compounding Mathematical Facts
By Andy Ives, CFP®, AIF® IRA Analyst These days, anything with a hint of politics can be divisive. Trump accounts are no different. Public comments about this new...
Not Child’s Play: How the “Kiddie Tax” Works
By Ian Berger, JD IRA Analyst With contributions to Trump accounts having gone live on July 4, 2026, there has been lots of discussion recently about the “kiddie tax.”...
Does the Five-Year Holding Period Pertain to Me?: Today’s Slott Report Mailbag
By Ian Berger, JD IRA Analyst QUESTION: My wife (Keiko) currently does not take a required minimum distribution (RMD) on her retirement account because the plan allows...
Medicare Myths That Could Cost You Money in Retirement
For many Americans, Medicare is one of the most valuable benefits they'll ever receive. Yet every year, countless individuals make important healthcare decisions based on misinformation or outdated advice. The truth is, understanding how Medicare works doesn't have to...
read more
Medicare in 2026: Why an Annual Medicare Review Could Save You Money and Protect Your Coverage
As healthcare costs, prescription drug plans, and Medicare options continue to evolve, reviewing your Medicare coverage each year has never been more important. Many people assume that once they enroll in Medicare, they're set for life. Unfortunately, that's one of...
read more
Medicare and Retirement: Why Turning 65 Is More Than Just a Medicare Decision
For many Americans, turning 65 feels like a major milestone. While Medicare enrollment is often the first thing people think about, the reality is that Medicare is just one piece of a much larger retirement puzzle. Decisions made during this period can have a lasting...
read more
The Medicare–Social Security Timing Puzzle: How One Decision Can Affect Your Retirement Income
For many Americans approaching retirement, two of the most important financial decisions they will make involve Medicare and Social Security. While these programs serve different purposes, the timing of when you enroll and claim benefits can have a lasting impact on...
read more
Medicare Annual Enrollment Period (AEP): How to Review Your Coverage and Avoid Costly Surprises
As the Medicare Annual Enrollment Period approaches, many beneficiaries assume their current plan will remain the best option for the coming year. Unfortunately, Medicare plans, provider networks, prescription drug formularies, and costs can change annually. Taking...
read more
Understanding Medicare Advantage vs. Medicare Supplement Plans: Which One Fits Your Retirement Lifestyle?
Choosing the right Medicare coverage can feel overwhelming, especially with so many options available. One of the biggest decisions retirees face is whether to enroll in a Medicare Advantage Plan or a Medicare Supplement Plan (also known as Medigap). While both...
read more
Understanding Medicare Advantage vs. Medicare Supplement Plans in 2026
Choosing the right Medicare coverage can feel overwhelming, especially with so many options available today. One of the most common questions people ask when approaching retirement is: “Should I choose a Medicare Advantage plan or a Medicare Supplement plan?”...
read more
Understanding Medicare Part D Changes in 2026: What Beneficiaries Need to Know
Medicare continues to evolve each year, and 2026 is bringing several important updates that could directly impact prescription drug costs, coverage choices, and overall healthcare planning for Medicare beneficiaries. One of the biggest areas of focus this year is...
read more
Understanding Medicare Advantage vs. Medicare Supplement Plans in 2026
Choosing Medicare coverage can feel overwhelming, especially when comparing Medicare Advantage plans and Medicare Supplement plans. Both options are designed to help manage healthcare costs during retirement, but they work very differently. Understanding how each type...
read more
Medicare Myths That Could Cost You Money in Retirement
For many Americans, Medicare is one of the most valuable benefits they'll ever receive. Yet every year, countless individuals make important healthcare decisions based on misinformation or outdated advice. The truth is, understanding how Medicare works doesn't have to...
Medicare in 2026: Why an Annual Medicare Review Could Save You Money and Protect Your Coverage
As healthcare costs, prescription drug plans, and Medicare options continue to evolve, reviewing your Medicare coverage each year has never been more important. Many people assume that once they enroll in Medicare, they're set for life. Unfortunately, that's one of...
Medicare and Retirement: Why Turning 65 Is More Than Just a Medicare Decision
For many Americans, turning 65 feels like a major milestone. While Medicare enrollment is often the first thing people think about, the reality is that Medicare is just one piece of a much larger retirement puzzle. Decisions made during this period can have a lasting...
The Medicare–Social Security Timing Puzzle: How One Decision Can Affect Your Retirement Income
For many Americans approaching retirement, two of the most important financial decisions they will make involve Medicare and Social Security. While these programs serve different purposes, the timing of when you enroll and claim benefits can have a lasting impact on...
Medicare Annual Enrollment Period (AEP): How to Review Your Coverage and Avoid Costly Surprises
As the Medicare Annual Enrollment Period approaches, many beneficiaries assume their current plan will remain the best option for the coming year. Unfortunately, Medicare plans, provider networks, prescription drug formularies, and costs can change annually. Taking...
Understanding Medicare Advantage vs. Medicare Supplement Plans: Which One Fits Your Retirement Lifestyle?
Choosing the right Medicare coverage can feel overwhelming, especially with so many options available. One of the biggest decisions retirees face is whether to enroll in a Medicare Advantage Plan or a Medicare Supplement Plan (also known as Medigap). While both...
Understanding Medicare Advantage vs. Medicare Supplement Plans in 2026
Choosing the right Medicare coverage can feel overwhelming, especially with so many options available today. One of the most common questions people ask when approaching retirement is: “Should I choose a Medicare Advantage plan or a Medicare Supplement plan?”...
Understanding Medicare Part D Changes in 2026: What Beneficiaries Need to Know
Medicare continues to evolve each year, and 2026 is bringing several important updates that could directly impact prescription drug costs, coverage choices, and overall healthcare planning for Medicare beneficiaries. One of the biggest areas of focus this year is...
Understanding Medicare Advantage vs. Medicare Supplement Plans in 2026
Choosing Medicare coverage can feel overwhelming, especially when comparing Medicare Advantage plans and Medicare Supplement plans. Both options are designed to help manage healthcare costs during retirement, but they work very differently. Understanding how each type...